David Lazarus, consumer advocate for the Los Angeles Times and KTLA, exposes Credit-Protector.

David Lazarus has written an excellent piece on how credit protector failed to mention the guidelines regarding job loss eligibility.

Unfortunately, Mr. Lazarus did not mention that I created a Credit-Protector website in 2007 that outlined how massively fraudulent virtually every aspect of credit protector actually was and still is.

Simply googling "credit protector" (with quotes around both words) will reveal that the Credit-Protector website that I created in 2007 and occasionally updated through 2009 is number two on the very first page of google, just below the citibank link.

It appears that Mr. Lazarus could have done his research by simply checking on the credit-protector program on Citibank's site and therefore did not need to look elsewhere, but if he had just looked at the very next link, he could have seen just how horrible the credit-protector program actually has been for a very long time.

I'm very proud of the work I did on Credit Protector, it was a true consumer advocacy work that was unfunded from any external source. If anybody ever gets the courage to sue the credit card companies that offer the Credit-Protector program, the refund to all those who were ripped off could be into the billions of dollars.